How Soca works
From intent
to settlement.
Soca connects the customer experience, payment infrastructure and business operations behind every transaction.
Creator
Pass
One year · Northstar Studio
Creator Pass
Membership, resources, and private community.
$100.00
Checkout
Creator Pass
Eligible Soca checkout · 1% less
Follow the money
One payment.
Everything underneath it.
Identity, wallets, payment routing, conversion, settlement and rewards work together as one system.
Customer experience
A better way to pay
begins at checkout.
Customers can pay through their Soca balance, linked wallet or supported payment method without navigating complicated financial infrastructure.
How checkout payment worksAlex
@alex · Soca balance
Soca balance
$248.20 available
Illustrative reward · $0.20
Payment intelligence
Soca understands
what needs to happen.
The payment is authenticated, checked and prepared based on the customer, merchant and selected payment method.
Read the payment lifecycleOne approval
@alex → Northstar Studio
The customer sees one clear decision.
Routing
One experience.
The right path underneath.
Soca selects the configured payment source while keeping the settlement path explicit.
Review supported payment sourcesConversion
Different currencies.
One predictable outcome.
Soca can present a familiar accounting value while the actual settlement remains USDC on Solana.
Understand currency display99
99.00
A familiar accounting display without implying a second settlement network.
Settlement
The payment arrives
where the business needs it.
Funds settle wallet-to-wallet on Solana inside the payment transaction, with the fee split and merchant net recorded together.
How settlement and fees work14,890.72
+97.515 USDC
One payment, one record
Watch the payment
become an event.
The same payment identity follows the customer approval, fee calculation, on-chain settlement and signed webhook delivery.
Intent created
@alex
Authenticated
Customer approved
Fee calculated
1.485 USDC
Settled on Solana
97.515 USDC
invoice.paid
Webhook delivered
type invoice.paid
payment_id payment_01JY8K3
signature x-wc-signature verified
Shared advantage
Better for both sides
of the transaction.
The customer receives the documented checkout discount while the business receives wallet-to-wallet settlement at Soca’s published online rate.
See the exact pricingYou saved
$1.00
Net settlement
97.515 USDC
After checkout
The payment is complete.
The relationship is not.
Every transaction becomes part of a broader financial experience for the customer and the business.
Connected operations
Every payment
keeps working.
Soca connects the transaction to the tools customers and businesses use next.
Explore payment operationsOriginal payment
payment_01JY8K3
Recurring payments
Set once.
Continue automatically.
For subscriptions and recurring payments, the customer approves the relationship once and Soca manages the payment schedule afterward.
How recurring payments renewSoca Pro
$29.00 monthly
Origin · payment_01JY8K3
Next payment
August 23
Payment source
Soca balance
Jul 23
Aug 23
Sep 23
Renewal successful
Customer subscription renewed
Refunds
Money can move back
just as simply.
Businesses can refund a payment directly from the transaction while Soca handles the return path.
How refunds move on-chainCreator Pass
Payment · invoice_01JY8K3
Northstar Studio
Payment received
Alex
Original payment
Privacy
Share only
what the payment requires.
Soca can reduce unnecessary exposure between customers and businesses while preserving the information required to complete and manage a transaction.
Review data and wallet privacyAlex
Customer · payment_01JY8K3
Northstar receives the information required to manage the transaction, without unnecessary financial details.
Transaction history
Every movement
has a clear history.
Customers and businesses can follow every payment from initiation through settlement, refund or renewal.
Understand the event historyPayment history
payment_01JY8K3 · $99.00
Full system
One system
from both sides.
Soca brings payments, wallets, billing, settlement and customer relationships into one connected platform.
Alex
Paid $99.00
Settled
payment_01JY8K3
Northstar
+97.515 USDC
Integration modes
Use Soca
the way your product needs it.
The customer experience can be fully managed by Soca, deeply embedded or built entirely by your team.
Paid with Soca
Money moves.
Soca handles the rest.
Start with the complete Soca experience or build directly on the infrastructure.
Use Soca
Accept payments, manage billing and follow every transaction from one account.
Open SocaBuild with Soca
Use hosted, embedded or headless infrastructure inside your own product.
Explore DevelopersPaid with Soca